Saturday, September 11, 2010

Saturday, June 19, 2010

Canon Vixia HF M30 Review

After tons of research, I ended up getting the Canon VIXIA HF M30.  Here were some major criteria I had:

1) 1080P Capable
2) Microphone Input
3) Not crazy expensive
4) Reputable brand
5) Expandable memory

This pretty much narrowed my choice down to the Canon VIXIA HF family.  Each of the other variations of this model pretty much only offered more internal, built in memory.  I opted for one of the lesser internal RAM and figured I could get SD cards that would do the job just as well.

So far, I haven't had any issues at all after I ordered it on April 15, 2010.  Compared to my old Canon ZR60 which used DVR tapes, this new system is absolutely awesome.

In fact, the native format of these videos are in a format that PS3s and YouTube.com read without any conversion necessary or editing.  That's why you see a lot of my videos uploaded to YouTube.com without any edits since I just simply downloaded the videos straight from my camera and straight to YouTube.com

For some sample videos, check out any of my 1080P videos on http://youtube.com/jeffersonkim.  I also did some room tours for my hotel which you can find at http://www.anaheimparkhotel.com.  The room tours were completely unedited and are playing on a loop on a PS3 hooked up to a 46" LCD at the front desk in the full 1080P goodness.

I'm interested to see some of the other production videos I'll be able to make for the hotel.

Here are some other accessories I purchased as well:
















Fits right onto the camcorder without any accessories needed!  In fact, you don't want to put any extra adapters since the extra length will affect the corners when viewing out the lens with black out.

You'll need this adapter to be able to use the directional microphone since the Canon shoe is a proprietary mini-shoe.

Tuesday, March 2, 2010

My LendingClub.com Experience

UPDATE (3/4/2010): I managed to sell all my notes and profited a total of $344.00 from both Propser.com and LendingClub.com holding the notes for less than 3 months.


I ended up investing over $20,000 in order to get this promotion they would give me 1% cash back.

After looking at the potential returns, I was super excited and invested aggressively.

Unfortunately, once I reviewed their stats and AFTER I invested my money, I realized that the stats weighed returns on notes that hadn't even had time to default, so they were heavily skewed.

In addition, the biggest risk is the fact that should Lending Club go bankrupt, then you could potentially lose your entire investment.

They don't really tell you that you could lose your money in case of bankruptcy, unless you read the fine print in the prospectus.

After reading this, I realized I didn't want to put all my eggs in one basket and started selling my 250+ notes on their trading platform.

I have 3 notes left, some of them defaulted, but I managed to sell most of them and still make hopefully a little over $200 should this entire thing pan out.

If it weren't for the fact that I could lose all my money if LendingClub goes out of business, I would've kept my investment. Perhaps one day, assets will be protected from bankruptcy similar to how Vanguard protects the index funds should Vanguard go bankrupt.

But even then, I'd be careful. Check out the 45.3% delinquency on Prosper.com loans:
http://fred93blog.blogspot.com/2010/03/prospercom-022010-late-loan-stats.html