Saturday, December 28, 2013

How to Install the UTG Pro Super Slim Free Float Handguard, 13-Inch

Some Installation Tips:
- Make sure to install all your Magpul MOE Rail Extensions BEFORE putting on the barrel. The ones that come with the hand guard screw in fine from the outside.
- Put the hand guard on AFTER you tighten the muzzle compensator. The handguard messes with the contour of your upper block.
- Remember to tighten the handguard, 6 bolts, very tight, otherwise there will be a lot of wiggle on the handguard.




Comparison, UTG Pro Free Float Handguards: Super Slim vs. Quad Rail

Quad Rail is 16.9 ounces vs. 12.5 Ounces for the Super Slim. Overall, I'd say I prefer the Super Slim

UTG Pro Super Slim Free Float Handguard, 13-Inch

UTG Pro Model 4/15 Rifle Length Free Float Quad Rail System

Friday, December 27, 2013

How to Sell Merchandise on Craigslist (My Process)

Sorry, I had to edit out the last part of the video because I accidentally displayed some data I didn't want to reveal over the interwebs.

Here are some tips:

Look on, (Sold listings), and Craigslist, to see what used items are selling for. Remember to consider shipping and handling to figure out the "fair market value" of what it is you're selling.

Sometimes, I'll even grab the pictures from Amazon as my primary image, to make the posting look more enticing

Make sure to have a great description of what you're selling to make it easier for people to find it. I have a standard template for my contact information and for people to see my other posts. I also often copy and paste from Amazon product descriptions

I usually put the condition, right in the title.

If someone wants to purchase from you, make them offer you the first price. You already offered the starting price with the listing, so now it's the Buyer's turn.

If you did the research on pricing your item, you can be confident that you have a fair market value. All it takes is one buyer! Also, certain seasons affect purchasing habits of

Renew your posting about twice a week to refresh your listing, and also check your pricing if you're not getting a lot of hits. It's possible you may need to adjust your price.

UTG Pro Super Slim Free Float Handguard, 13-Inch Unboxing

12.5 Ounces based on:

Proudly Designed and Manufactured in USA
13" Single Rail, Super Slim, Free-floating Handguard with Proprietary Attachment Design and Extremely Compact Profile
Continuous Picatinny Top plus 3 User Detachable 2-slot Rail Sections
Ergonomic Slim Tubular Profile for Most Positive Handling, Integral Anti-rotation Tab for Rock-solid Locking
Accommodates Low-profile Gas Block

Thursday, December 26, 2013

Free Health Savings Account Through Alliant Credit Union

For a $10 Donation to "Foster Care 2 Success," you can sign up for an essentially free Health Savings Account (HSA) through Alliant Credit Union with no minimums. All of my sign up was done online without going into a branch office.

Checks are free and I believe the debit card is free.

To possibly avoid fees from your old HSA provider, you may want to do a simple rollover and zero out the balance in your old account. They may not be able to legally charge you for an account that is at $0.00. I still have to test this.

You can ignore my link looking at the Vanguard option as they have a $45.00 Annual Administration Fee which basically kills the deal for most people.

=== === === ===


Effective - 03/01/2011

The following fees and transaction limitations amend your Account Agreement and Disclosures (PDF). These fees and limitations MAY be assessed against your account if applicable. Fee Schedule (PDF)

Complimentary Services

ATM Transactions at Alliant-owned ATMs FREE
ATM Transactions at Non-Alliant Owned ATMs1 FREE
Consumer Loan Application FREE
Consumer Loan Modification FREE
Convenience Card (except lost card) FREE
eStatements (electronic statements) FREE
Financial Counseling and Budgeting Services FREE
1st Box of Checks when opening a new Checking Account FREE
Home Equity Checks FREE
Home Equity Loan Processing Fee2 (loan amounts up to $250,000) FREE
HSA Custodian Check Issuance Fee FREE
HSA Excess Contribution Reimbursement FREE
HSA Monthly Maintenance Fee FREE
HSA Set-up Fee FREE
HSA Transaction Fee FREE
Online Banking with Bill Pay
(non sufficient funds (NSF) fees apply) FREE
Online Check Copies FREE
Self Service Telephone (SST) FREE
Signature Guarantee Stamp FREE
Teller Transactions FREE
Third Party Share Drafts (3 per day)
$2 for each withdrawal thereafter
VISA® Credit Card (Platinum and Platinum Rewards) FREE
VISA® Credit Card Annual Fee (Platinum and Platinum Rewards) FREE
VISA® Credit Card Balance Transfer (Platinum and Platinum Rewards) FREE
VISA® Debit Card (except lost card) FREE

Account Basics

Account Closed within 90 Days of Opening $10
Account Maintenance Upon Member Request (1 hr min)(per hour)
Account Balancing Assistance
Account Research
ACH (electronic transfer) initiated via Alliant Online Banking FREE
ACH (electronic transfer) initiated via Telephone (per occurrence) $10
Bad Address Fee $5
Copy of Document (per document)
Account Activity Printout
Check Copy3
Interim Statement
Membership Statement3
Special Statement Cutoff
Loan Document
Deposit Check
Paid Credit Union Check
Wire Transfer Confirmation Copy
Courtesy Pay Fee (per occurrence)
Written Check
Preauthorized Withdrawals from Checking
Debit Card Transactions
Deposit of Check Drawn on a Non-U.S. Bank $35
Dormant Account Fee $10
Inactivity Fee
One year in which no withdrawals or deposits, other than credited dividends were made to the account
Miscellaneous Fees (per item)
Collection Item
Manually Paid Checks and ACH Items $5
Nonsufficient Fund Item (each)
Written Check
Electronic Item
Overdraft Transfer (max per day)
Supplemental Savings
Line of Credit Advance4 (per occurrence) (effective 4/1/2011) $3
Replace Lost Card
VISA® Debit Card
Convenience Card
Return Deposit Item $15
Sight Draft Deposit Fee (per item) $25
Stop Payments (checks) - submitted via Alliant Online Banking or SST FREE
Stop Payments (checks and ACH) - submitted in writing or verbally $25

Sunday, December 22, 2013

Fortress Security Store S02-B Wireless Home Security Alarm System Kit Review

Fortress Security Store (TM) S02-B Wireless Home Security Alarm System Kit with Auto Dial + Outdoor Siren

PiSector S02 Wireless Home Security Alarm System Kit with Auto Dial + Outdoor Siren

UTG Deluxe Multi-Functional tactical rifle sling Unboxing & How to Wear It

Please note, that I think I put it on the wrong shoulder. Being right handed but shooting left handed becomes confusing for me. But I wouldn't say there's any "right" way to wear it. Whatever works for you.

UTG Deluxe Multi-Functional tactical rifle sling

Build an AR-15 Rifle Shopping / Parts List, My First DIY with Prices

UTG AR15/M16 Ergonomic Combat Sniper Pistol Grip Unboxing and Installation

UTG AR15/M16 Ergonomic Combat Sniper Pistol Grip

Build an AR-15 Rifle Shopping / Parts List, My First DIY with Prices

UTG Heavy Duty Push Button QD Sling Swivel to Fit with Deep Housing Unboxing and Installation

UTG Heavy Duty Push Button QD Sling Swivel to Fit with Deep Housing (1.25-Inch Loop)

Build an AR-15 Rifle Shopping / Parts List, My First DIY with Prices

UTG Bipod Comparison: SWAT/Combat Profile vs. OP Tactical/Sniper Profile Adjustable Height

UTG Tactical OP Bipod - Tactical/Sniper Profile Adjustable Height

UTG Bipod, SWAT/Combat Profile, Adjustable Height

Build an AR-15 Rifle Shopping / Parts List, My First DIY with Prices

UTG Bipod, SWAT/Combat Profile, Adjustable Height Unboxing and Installation

UTG Bipod, SWAT/Combat Profile, Adjustable Height

UTG Tactical OP Bipod - Tactical/Sniper Profile Adjustable Height

UTG Deluxe Tri-Rail Barrel Mount #002 Unboxing and Installation

UTG Deluxe Tri-Rail Barrel Mount

Master Lock 94DSPT 3-Digit Combination Gun Lock Unboxing and Test on Pardner Shotgun

Master Lock 94DSPT 3-Digit Combination Gun Lock

$13 Affordable Rail and Flashlight Unboxing & Installation on Glock 19 Handgun / Pistol

OFF SET TACTICAL Weapon Mount For Olight M20/M21/M30, Fenix TK11, TK12, TA21, JETBeam M1X/M2S/JET-III M/RRT-1/RRT-2 and many more 1" Diameter size Flashlight

FordEx Group 300lm Mini Cree Led Flashlight Torch Adjustable Focus Zoom Light Lamp

Two and Three Year Old Children Playing with Melissa & Doug Learn-To-Play Piano

Melissa & Doug Learn-To-Play Piano

UTG M87 Tactical Mount Unboxing and Installation on Remington 870 Home Defense Shotgun

UTG M87 Tactical Mount

Ruger 10/22 Rifle: UTG Rail Mount, Barrel Mount, and Bipod Unboxing and Installation

UTG Tactical OP Bipod - Tactical/Sniper Profile Adjustable Height

UTG Universal Single-Rail Barrel Mount with 2 Picatinny Slots

UTG .22 Tactical Low Profile Rail Mount (#22)

UTG Pro Model 4/15 Rifle Length (AR-15) Free Float Quad Rail System Unboxing

Build an AR-15 Rifle Shopping / Parts List, My First DIY with Prices

UTG Pro Model 4/15 Rifle Length Free Float Quad Rail System

UTG Tactical OP Bipod - Tactical/Sniper Profile Adjustable Height Unboxing

UTG Tactical OP Bipod - Tactical/Sniper Profile Adjustable Height

Fisher-Price Rainforest Jumperoo with 5 Month Old (3 Year Old Singing)

Fisher-Price Rainforest Jumperoo

Terro Liquid Ant Baits in Action

TERRO PreFilled Liquid Ant Killer II Baits

Two and Three Year Old Child / Toddler Riding a Wiggling Wiggle Race Car Scooter

$40 @

$30 Affordable Rail and Flashlight Unboxing & Installation on Remington 870 Home Defense Shotgun

UTG Universal Shotgun/Paintball Tri-Rail Barrel Mount


FordEx Group 300lm Mini Cree Led Flashlight Torch Adjustable Focus Zoom Light Lamp

Friday, December 20, 2013

How to Pass the California Real Estate Salesperson Exam

Here are some of the California Bureau of Real Estate Links to the information:

I also talk about what to expect when you go in for your examination and how to pass the exam.

Sunday, December 1, 2013

Build an AR-15 Rifle Shopping / Parts List, My First DIY with Prices

UPDATE 01/04/2014
Installed canted sights and replaced low profile gas block with a dual rail block. I'm left handed, BTW.

UPDATE 12/27/2013
Switched out to the UTG Pro Slim Handguard.

UPDATE 12/15/2013
Here's a picture of it with all the attachments (minus the bipod which I'll put on later)

At the bottom is the shopping list for the items I purchased to build my first AR-15. For the Upper and Lower Components, and for a 20" Barreled AR-15, it cost about $700.00. Building your own, even if it's just purchasing pre-assembled uppers and lowers, is the most cost effective method. I probably would had gone with the pre-assembled route, but Palmetto State Armory had Black Friday deals that were so good it was more cost effective for me to build it from scratch.


  1. Price
  2. Flexibility
  3. Accuracy
  4. Power
  5. Range
  6. Weight
  7. Looks

Parts Purchased from

AIM Sports AR Armorer's Kit ATARAK Review


Wednesday, November 20, 2013

$40 Nightstand / Bedside Handgun Safe

The following is a post I did at

TITLE: Nightstand Handgun Safe Options with Children In House

UPDATE: 11/20/2013
Here's a video of my nightstand installation:

UPDATE: 11/14/2013

I ended up purchasing the Stack-On PDS-500 Drawer Safe with Electronic Lock and picked up at Walmart (ship to store for free to also maintain warranty and return it easier if necessary). I have it propped upside down, on the side next to my bed, so that when I put the combo in, the lid will be able to fall down easier with gravity.

The buttons do feel a little "mushy" and it's hard to tell if they pressed correctly or not with the audible beeps turned off. A yellow light blinks every time you push the button down, but with it upside down and on the ground, it's very hard to see.

I'd say, I'm very happy for the $40 I spent on it as a starter safe. I'll know more as time goes on.

UPDATE: 11/5/2013
Looks like the Stack-On PDS-500 was the winner for $36.80 (Used, Like New).

Just mount it vertical, upside down, and the door should plop open with gravity. The batteries won't be an issue since I ultimately plan on opening it daily so I'll be able to tell the battery life that way.

And according to their website: "Approved by the California Department of Justice as meeting their standards for firearm safety."

It's my first starter gun and the price is so minimal, even if I don't use it for a gun, I'm sure I could think of other uses as my 3 babies grow and I need to secure additional items away from their curious hands.

Thanks everyone for your links on other manufacturer's and options. It really gave me multiple things to think about. Perhaps in the future, I'll find it prudent to invest in something more expensive.

I have small children in the house, and I want to have a handgun CONTAINER within arms reach of my bedside that can also be opened easily should I need to retrieve it quickly. I'm guessing biometric, or a quick punch code combo. Theft is not the concern. Just keeping my kids from touching the gun and sending me to jail.

I'm assuming I'll also want to make sure it's DOJ CA compliant:

I was looking at the Gunvault SpeedVault SV500 as an option, but I don't know if it's DOJ CA compliant [EDIT: It IS DOJ Compliant: Any other popular options out there?

I know there's the option of taking it out of one of my other gun safes and putting it bedside, but that'll also require me to remember 100% to put it back every morning, which I don't want to rely on.

This one seems to be the cheapest option at only $39.97!


Tuesday, October 15, 2013

Los Angeles Parking Violation - Unable to Physically Attach

For a suburban dweller that rarely frequents the hectic urban areas of downtown Los Angeles, I was surprised to get a ticket in the mail "because the officer was unable to physically attach the citation to your vehicle at the time the citation was issued." I had wrongly assumed that as long as you're inside the vehicle, you're somehow immune from receiving a parking violation, no matter where you wait.

My mother and I had stopped behind a semi truck unloading, while I unloaded some audio equipment in front of the Biltmore hotel. I can't remember if we were physically in a white or red zone since we were in such a hurry. I had simply assumed that if we stopped only a couple minutes, there wouldn't had been an issue since we were standing next to the car.

Live and learn.

P.O. BOX 30420

P.O. BOX 30247

The enclosed parking citation has been issued to your vehicle. Because the traffic officer was unable to physically attach the citation to your vehicle at the time the citation was issued, this copy is being forwarded to you in accordance with California Vehicle Code section 40202(d). Please note these
important payment options and citation contesting instructions

ONLINE: (Mastercard or Visa)
PHONE: (866) 561-9742 (Mastercard or Visa)
MAIL: City of Los Angeles, PO Box 30968, Los Angeles, CA 90030-0968
Please make your check or money order payable to the City of Los Angeles. Write the citation number on the check/money order.
Must be in U.S. FUNDS.
IN-PERSON: Monday-Friday, 9:00AM - 5:00 PM
312 W. 2nd Street, LA 90014
3333 Wilshire Blvd., Ste. 3337, LA 90010
9911 W. Pico Blvd., Ste. B-201, West LA 90035
6309 Van Nuys Blvd., Rm. 103, Van Nuys 91401

Citation must be contested within 21 calendar days of violation
or 14 calendar days from mailing of Notice of Delinquent Parking
Violation (CVC 40215). To contest your citation:

PHONE: (866) 561-9742
TTY for Hearing Impaired only: (213) 623-704 6
MAIL: Parking Violations Bureau, PO Box 30247, Los Angeles, CA 90030

If you fail to contact the Parking Violations Bureau within the
specified time, you may forfeit your right to contest the
citation and incur additional penalties to the original parking

Tuesday, October 8, 2013

QuickBooks Pro 2013 OLSU-1022 Error Message Solution


I did a fresh install of QuickBooks Pro 2013 on a new machine and noticed I was getting an error message when I was trying to "Set Up Online Services".

An Error occurred while updating the branding files!

Please restart the Online Banking Setup Wizard to initiate the update process again.

Then I'll hit the "OK" button only to proceed to this error message:

An unexpected error occured. A critical file that contains the financial institution data is not in the correct format or missing.

Error message number: [OLSU-1022]

Press OK to have QuickBooks download this file for you. After the download, restart the Online Banking Setup Wizard.


The QuickBooks given solution didn't work for me. Then I remembered I had perfectly working files on other computers, so I just copied the files from the working computers to mine.

Download the four files I've shared here:

  • FIBlueprint.xml
  • PopularFIs.ini
  • index.ini
  • fidir.txt

Go to the following folder on your computer and move your downloaded files to that directory:

C:\ProgramData\Intuit\QuickBooks 2013\Components\OLB\branding\filist

Right click the four selected files in the designated folder in STEP 2 and select "Properties". Then make sure the "Read-Only" option is checked, and you should be good to go!

Many of my banking institutions don't have QuickBooks files (.QBO) to use Quick Connect with and only offer the Quicken files (.QFX). I'll cover how to convert QFX files to QBO files in a different post.

Saturday, September 28, 2013

Grand Theft Auto 5 - Top 7 Car Vehicles

This top seven list of cars worth driving in Grand Theft Auto V is based on the Grand Theft Auto 5 Vehicle Spreadsheet Statistics List (GTA 5)

1. Overflod Entity XF - Super

Speed 8.3
Acceleration 8.3
Handling 8.3
Brake 3.3

2. Benefactor Feltzer - Sport

Speed 8.2
Acceleration 8.5
Handling 8.0
Brake 2.7

3. Pegassi Infernus - Super

Speed 8.1
Acceleration 8.5
Handling 8.0
Brake 1.7

4. Annis Elegy RH8 - Sport

Speed 8.2
Acceleration 8.3
Handling 8.2
Brake 1.7

5. Coil Voltic - Super

Speed 8.2
Acceleration 9
Handling 7.4
Brake 3.3

6. Dewbauchee Rapid GT - Sport

Speed 8.2
Acceleration 9
Handling 7.4
Brake 3.3

7. Pfister Comet - Sport

Speed 8.2
Acceleration 8.5
Handling 7.9
Brake 2.7

Grand Theft Auto 5 Vehicle Spreadsheet Statistics List (GTA 5)

List View | Top 7 Car Vehicles | Data Source & Vehicle Pictures

UPDATE 10/12/2013: Kudos to thefountain88 for providing extra data (ie., pricing, capacity, pictures, etc.)to make the spreadsheet more useful.

Monday, September 23, 2013

High Yield Bank, Savings, and MMA Accounts Under Your Trust's Name

Being a Trustee of a Trust, I was tasked with opening up bank accounts to manage the Trust. In order to maximize the returns, I decided on opening up multiple high interest bearing Savings Accounts and Money Market Accounts.

When I open the accounts, I don't want the accounts to be under my name, but under the name of the Trust that also has an assigned EIN. It was quite difficult to find four banks with high interest that were Internet based.

The four banks that were setup to create my new account under the Trust name with me being documented as the Trustee were the following:

Ally Bank will be my primary since they offer the highest returns and will be my primary pass through account since they provide free ACH transfers between all the bank accounts.

For the most part, all the accounts have no maintenance fee and no minimum, so I can utilize them up to their FDIC $250,000 insured value or leave them empty if I don't need them.

Here's are my notes that list the banks that I had called into and was able to confirm that they DON'T open up new accounts under a Trust's name. I definitely would've loved the higher returns in the 0.90% accounts, but alas, they didn't support creating accounts under a Trust's name.

Barclays - Doesn't Accept Trusts @ 0.90% APY
Sallie Mae - Doesn't Accept Trusts @ 0.90% APY
GE Capital Bank - Doesn't Accept Trusts
American Express - Doesn't Accept Trusts
FNBO Direct - No Trusts

Incredible Bank .86% - No Trusts

CIT Bank .85% - No Trusts

Colorado Federal Savings Bank .85%

Mutual of Omaha Bank .85%
909.919.7220, Theresa

Able Banking .80%

TIAA Direct .76%

Sunday, September 22, 2013

Costco vs. vs. Walmart vs. Target Pricing List


Usually it's assumed that Costco is ALWAYS cheapest. I've found that's "Subscribe & Save" option with the 20% off is actually CHEAPER than Costco in some cases.

Just as a reference, the Costco pricing is mainly out of the Fullerton Costco located in Fullerton, California.

Here's a referral link so you can try Amazon Prime for free for 30 days if you aren't already on it. Not only do you get free 2 day shipping (which often for me is actually one day since one of their distribution centers are so close!), but you also get access to a ton of REALLY good TV shows and movies.

Saturday, September 21, 2013

Peanut Butter and Jelly - Children's Song - Featuring My 3 Year Old Singing

Peanut, Peanut Butter and Jelly (x4)
First you take the peanuts and you crush them, you crush them (x4)
Then you take the grapes and you squeeze them, you squeeze them (x4)
Then you take the bread and you slice them, you slice them (x4)

Featuring Chloe Kim (3 Years Old)
Performed & Produced by Jefferson Kim

I utilized Ableton Live's native video mixing capabilities.

Friday, September 20, 2013

Daniel Bedingfield - If You're Not the One (Auto-Tune)

For some reason there's been a spike in views over the last couple of days for this video. I did a Google search for the term, "Daniel Bedingfield Auto-Tune" and my video seems to be ranked at #1. I'm actually getting more views now per day than when Daniel Bedingfield himself tweeted my video in 2011. So it's kind of a mystery.

At #2 on Google is me being judged by a blogger named Bert, I believe.

Daniel Bedingfield – If You’re Not The One (Auto-Tune) There’s a refreshing casualness here, compared to some of the earnestness that’s coming up. jeffersonkim delivers his performance slouched on an office chair, framed by a superbly messy backdrop, swivelling and fidgeting away, with the occasional builder’s sniff to punctuate Bedders’s timeless melody. Sonically, you might be put off by the trilly autotune, but the alarming stereo separation is worse, if you’re listening on headphones. As for the big note, he wins me over with a very gracious ‘refusal at the first fence’ and a long sigh instead, as though finally reaching a toilet on a busy day. 3/5

Anyway, in a little while, I'll probably get a better idea on where all the traffic is coming from for the video and I'll update this post. Enjoy the video. I know it's difficult for me to endure more than a minute.

Wednesday, September 18, 2013

Children's Song - Yummy Yummy Cookies

I like to eat those yummy, yummy cookies
I like to eat those gooey, ooey cookies
I like to eat those yummy, yummy cookies
All day long

Chomp, chomp, chomp, hear me stomp
Munch, Munch, Munch, Give me a bunch

C Gm/Bb Am Ab
Yummy Yummy, Gooey-Ooey, Squishy Wishy, Crunchy Munchy

Tastey-Wasty All Day Long!

=== === === ===

Written, Performed, & Produced by Jefferson Kim

Tuesday, September 17, 2013

Bank of America Changing Fee Structure for Business Economy Checking to Business Fundamentals Effective November 1, 2013


I just got this notice in the mail.  It used to be you could simply charge $0.01 onto your debit card to get the fee waived, but alas, that's over beginning November 1.

As of November 1, your Business Economy Checking account will
become a Business Fundamentals® account giving you new ways
to avoid the monthly fee and a savings account with no additional
monthly fee.
We're making these changes to help you get more out of your small business banking relationship
with us, and give you additional opportunities to avoid the monthly fee.
What's not changing
Though the name of your account(s) is changing, basic account features and how you use your
account will not change:
• You'll keep the same account number, debit card and Personal Identification Number (PIN)
• The monthly fee will not change
• You can continue to use your same checks
• If you have Overdraft Protection, your settings will stay the same
• You'll also continue to have access to Small Business Online Banking, Bill Pay and Mobile and
Text Banking, with no change to your Online ID and Passcode
What's changing
Monthly fee: You now have additional ways to avoid the $16 monthly fee. Starting November 1,
you will not be charged a monthly fee when you meet one or more of the following:
• Spend $250 or more in net new purchases using any one of your linked Bank of America
business debit, charge, or credit cards; purchases must post to your account to qualify. A single
point-of-sale debit card transaction will no longer allow you to avoid the monthly fee.
• Maintain one of the following balances:
- A$3,000 minimum daily balance in your primary checking account, Or
- A$5,000 average monthly balance in your primary checking account, Or
- A$15,000 combined average monthly balance in your eligible linked business deposit
There will no longer be a combined minimum daily balance qualifier.



Friday, September 13, 2013

D-Link DIR-655 Wireless Router Dropping Connections Solution

I noticed my D-Link Wireless N+300 Mbps Extreme-N Gigabit Router (DIR-655) seemed to drop connections whenever someone was streaming a video.  Then I remembered a similar problem with the old router I replaced this with and went looking through the settings.

Under ADVANCED --> FIREWALL SETTINGS --> "Enable SPI:", you'll want it UNCHECKED.

This seemed to solve any sort of network slow down or dropped connections.  Also, you'll want to disable QOS if you have it on.

Accounting, Human Resources, Payroll Overview for Start Up Businesses in California

This guide assumes you know 0% about all the numerous laws, best practices, etc., about running a business.  I obviously can't cover everything, but I can at least bring to your attention some of the most important aspects to minimize your liability (AKA the risk of you getting sued).




Human Resources

- Break Even Analysis

    -- Fixed Expenses

    -- Variable Expenses

    -- Income Sources (variable vs. fixed)

    -- Break Even Point


Do you have:

    - Need an Federal EIN


    - Need a State Employer ID


I'll actually break accounting up into multiple parts:


- Accounts Payable

    - Credit Cards

    - Checks


- Accounts Receivable

    - Timeframe

    - Keep Track of Accounts and Review


- Bookkeeping

    - Quickbooks

    - Download Transactions Online


    - Look at Reports to adjust your “break even” analysis to be more accurate


- In house, or Outsource (

    - Payroll Taxes

- Hourly / Salary


- Overtime:


    - Meal periods:


    - Paid Break


    - Rest Periods:


- Time management software for clock in and clock out times

    - May come with payroll company

    - TimeTrex (open source)

    - Numerous other options


- WHY do this?


- Unemployment:


Write Ups and notifications.





- Protected Classes

- Applicable to Hiring, Firing, EVERYTHING


- At Will Employment


- Employee Handbook not 100% necessary at this stage


- New Hire Packet



    Lunch & Break Notice

    MPN Notifications

    Healthcare Notifications (

Wednesday, September 11, 2013

Potty Training Dance Song - "Poop Goes in the Toilet"

My two year old had problems pooping in the toilet. She could pee just fine, but refused to go poop in the toilet. I think she was ashamed. She'd always go into the corner of her room and poop in her diaper (or on the floor) when we weren't looking.

So I wrote this fun song to pump her up and get her excited to poop in the toilet like her big sister, daddy and mommy! And it worked.

Now the two little ones always want the "poopy" song to dance to.


How to Program Mouse Buttons to Maximize, Minimize, & Move Windows on Multiple Monitors

I demonstrate how I use a Logitech G700 Wireless Gaming mouse and AutoHotKey to easily maximize, minimize, and move windows around on my 5 monitor setup.


Here's the code to easily maximize and minimize using CTRL + ALT + = (Sorry, I don't remember exactly where I got the code from, but probably off of the forums on the main page.)
;Window Maximize or Minimize
WinGet, active_id, ID, A
WinGet, checkmax, MinMax, A
If(checkmax == 1) {
WinGet, active_id, ID, A
WinRestore, ahk_id %active_id%
} else {
WinGetClass, class, ahk_id %active_id%
If class not in ahk_class WorkerW,Shell_TrayWnd, Button, SysListView32,Progman,#32768 ;Creates

exclusion for Windows
WinMaximize, ahk_id %active_id%


This code will let you move a window by simply holding and releasing the CAPS LOCK key:
; Note: You can optionally release Capslock or the middle mouse button after
; pressing down the mouse button rather than holding it down the whole time.
; This script requires v1.0.25+.

~MButton & LButton::
CapsLock & LButton::
CoordMode, Mouse ; Switch to screen/absolute coordinates.
MouseGetPos, EWD_MouseStartX, EWD_MouseStartY, EWD_MouseWin
WinGetPos, EWD_OriginalPosX, EWD_OriginalPosY,,, ahk_id %EWD_MouseWin%
WinGet, EWD_WinState, MinMax, ahk_id %EWD_MouseWin%
if EWD_WinState = 0 ; Only if the window isn't maximized
SetTimer, EWD_WatchMouse, 10 ; Track the mouse as the user drags it.

GetKeyState, EWD_LButtonState, LButton, P
if EWD_LButtonState = U ; Button has been released, so drag is complete.
SetTimer, EWD_WatchMouse, off
GetKeyState, EWD_EscapeState, Escape, P
if EWD_EscapeState = D ; Escape has been pressed, so drag is cancelled.
SetTimer, EWD_WatchMouse, off
WinMove, ahk_id %EWD_MouseWin%,, %EWD_OriginalPosX%, %EWD_OriginalPosY%
; Otherwise, reposition the window to match the change in mouse coordinates
; caused by the user having dragged the mouse:
CoordMode, Mouse
MouseGetPos, EWD_MouseX, EWD_MouseY
WinGetPos, EWD_WinX, EWD_WinY,,, ahk_id %EWD_MouseWin%
SetWinDelay, -1 ; Makes the below move faster/smoother.
WinMove, ahk_id %EWD_MouseWin%,, EWD_WinX + EWD_MouseX - EWD_MouseStartX, EWD_WinY + EWD_MouseY - EWD_MouseStartY
EWD_MouseStartX := EWD_MouseX ; Update for the next timer-call to this subroutine.
EWD_MouseStartY := EWD_MouseY

How to Setup 6 Monitors or Multi-Monitors in Windows 7

STEP 1 - Install the Graphics Card and Drivers
The cheapest graphics card that I could find with 6 outputs in ONE card was the VisionTek 7750 Eye 6 2GB DDR5 PCI Express Graphics Card. Otherwise, you'll most likely need to have two graphics cards that are of the same drivers so you have enough outputs. There currently aren't any affordable DisplayPort MST hubs.


STEP 2 - Hook up Your Monitors to the Graphics Card
You'll be connecting the monitors to your graphics card using VGA, HDMI, DVI, or DisplayPort. If you want to go above 2 displays on one graphics card, you MUST either connect directly to a monitor that has a DisplayPort input built in, or use an ACTIVE Mini DisplayPort adapter. The cheapest I found them were for $24.99 at


STEP 3 - Configure the Monitors in Windows 7
Right click the desktop and left-click "Screen resolution." You should be able to rearrange the monitors and change their resolutions as needed from this area. And you're pretty much done!

Click here to see the more details on my 7 monitor work setup.

Monday, September 9, 2013

Style on the Cheap: What I've Learned On Men's Business Attire That Won't Break the Bank

I'm by no means a fashion superstar.  Less than 6 months ago I researched business attire over multiple weeks and purchased a wardrobe accordingly. Prior to this, I mainly just purchased whatever was on the rack that sort of fit me at Burlington Coat Factory or Marshalls. Here are some things I learned that hopefully will give you a starting point without breaking the bank. My main priorities, in order, were:

  1. Comfort
  2. Maintenance Ease
  3. Affordability
  4. Style

Here are some of my specs:

  • WEIGHT: 160
  • HEIGHT: 5' 10.5"
  • SHIRT LENGTH: 32-33
  • SUIT SIZE: 40R
  • GEOGRAPHY: Orange County, CA
  • DRESS CODE: Business Casual





I'm going to do you a favor by bringing this up first. This is one essential luxury for the everyday man. Say no to "sticky and sweaty balls!" Here's my ExOffico Men's Give-N-Go Boxer review.


Cotton Versus Polyester


I'm a big proponent for natural fibers, such as cotton.  I used to wear polyester blends, and when I switched to cotton, I was amazed by how much cooler I'd feel. Cotton breathes a lot easier than polyester. Even though it's more expensive, it's a sacrifice I'm more than willing to make for the comfort.



Cuff Links


  • Not critical to a wardrobe
  • Will determine whether you get button cuffs or "french cuffs" for your dress shirts
  • Can easily add your own flare and personality to the wardrobe
  • Less than $10/pair if you buy from Ebay

Because I was going pretty conservative with my wardrobe, I normally don't wear a sports jacket, and because I sometimes make my own cuff links, I decided on going the cuff link route. This is a purely personal decision and I don't think there's any strict protocol.

Just be careful with cuff links, as they can cut you if you're not aware. I cut myself while doing a very aggressive "hand-over-hand" in a work van and I wasn't thinking how sharp my square cuff links were. But I don't think that'll happen again, as you have to be doing some unusual maneuvering to have that happen.

The vintage watch movement cuff links were some that I made that can be seen here.

This Amazon Link is one I bought that's unique and relatively inexpensive.



Dress Shirts


  • Get it tailored (have them put in darts), or get an extra slim fit to minimize "bagginess"
  • Whites, and light blues, are the standard colors
  • You'll want 100% cotton for breath-ability
  • Pinpoint Collar is standard
  • Removable collar stiffeners are preferable to maintain the point

I ended up purchasing a bunch of Charles Tyrwhitt shirts when they were on sale that I found through I generally stuck with more conservative colors like White and Blues. I do have some with checkered designs, but even those designs are relatively conservative. Most of my dress shirts don't have a "pocket" on the front, but that's more preference for me as I feel it gives me more of a streamlined look and was cheaper for me to order them without a pocket

The picture above is my dress shirt from Charles Tyrwhitt that was an "Extra Slim Fit" and I didn't need to tailor them. The shirts that I got tailored are a little tighter.

I do not wear an undershirt for my darker shirts (and I'm actually not wearing one for the light blue). I don't sweat that much and my nipples can't be seen through. I'll pass on an undershirt no matter the color if I'm going to be wearing a sports jacket for most of the day.

NOTE ON DARTS: The picture below shows what darts look like on the shirt. They create the woman's "blouse" effect, but really all that means is that it forms to your body a lot better and adds "European chic." They're two extra folds on your backside that help remove excess fabric from the curve of your back.



Neckties (Ties)


  • A "four-in-hand knot" is good enough for GQ, and good enough for me!
  • The bottom of the tie should reach the middle of your belt buckle
  • I personally prefer 2.5" for the widest point on the tie
  • 100% Silk is preferable to minimize the heat around the neck (though I haven't really tried polyester ties to confirm how noticeable it is)
  • Solid colors, pin dots, or ties with minor striping are the easiest to match with shirts.
  • I generally tried to stay away from multicolored or extreme ties because I don't know which ones will go in and out of fashion.

I pretty much bought most of my ties from Burlington Coat Factory, Ross, and Marshall's for about $10 each. Some of the solid colors, like red, were really hard to find in the width I wanted, so I bought those for like $20 from JCPenney or Macy's.

I generally wear different colors depending on the "emotion" I want to convey:

  • DARK BLUE: You can trust me.
  • RED: I'm decisive and confident.
  • MAROON: I'm relaxed and let's chat by the fireside.
  • PURPLE: I'm a guru (but usually, it just matches well with my navy shirts).
  • BLACK: Reserved for funerals.
  • OTHER BRIGHT COLORS: I don't usually feel happy enough to wear these colors, but sometimes a little variety is fun to throw in to contrast with some of my darker shirt colors.

The tie rack I use is one I got for like $8 through



Sports Jacket


  • Get it tailored

  • The trend now is for the "in-cut" for the suit jacket as popularized by GQ rather than the "boxy" look
  • Don't get black, unless you're okay with wearing it only with black pants
  • A dark blue seems to function well with multiple colors
  • Stay away from black, unless you want to wear it basically ONLY with black pants
  • Go for 100% wool so it breathes easier
  • Make sure to size the pants tight enough so you don't need a belt to hold your pants up

Get yourself a "Kent Brushes" Double Sided Clothes Brush to keep your Sports Jacket in its prime. I bought mine off of Ebay for about $30.00.





  • Length it so that when you're standing it rests a couple inches on the top of your shoe, but there's still a lot of grace. You just don't want it super baggy, and you don't want your socks showing while standing.
  • Prefer cotton over wool in order to machine wash rather than take it to the dry cleaner's every time
  • Stick with permanent crease and no wrinkles to have less ironing headache
  • Too tight of pants around legs and it'll squeeze your balls when you sit
  • Too much fabric around the legs, and it'll make you look boxier and less GQ
  • Gray and dark blue will match with the most dress shirts. Black is okay, but is harder to match.
  • I personally prefer it without pleats since it forms better to my legs

For about $30 a pair during a Spring Amazon Sale, I was only able to find the Dockers D2 Straight Fit Pants to fit all my criteria. Plus, free return shipping is a SUPER plus.





  • You'll want at least two pairs to let one air out from the sweat while you wear the other pair
  • Black shoes with black socks keeps my wardrobe simpler
  • Use a cedar shoe horn to help absorb the sweat when not wearing and keep its shape
  • Make sure to polish it some to maintain the outward shine

I personally use the "fisherman sandal" type with black socks. It maintains breath-ability, and with black socks, they're comfortable, yet dressier looking in a casual office environment. I bought a pair for like $20 at Burlington Coat Factory.

For days in which I'm behind the desk and not trying to impress anyone, I prefer the Crocs Unisex Specialist Clog. I cut out, using a razor blade, the sides of the shoe where you can see the indents to provide more airflow, otherwise the shoes are extremely hot.





  • Get at least two so that you can let one hang while you wear the other one to minimize warping
  • Keep the design simple
  • Go with black for the color to match your black shoes
  • Make sure the length of the of the belt goes barely further than the first belt loop
  • I personally prefer silver, or darker metal buckles over the bronze look
  • Ross, Marshalls, and Burlington Coat Factory should have belts for under $10



Tie Clip


  • Wear it somewhere between the 4th and 3rd button from the top of your dress shirt
  • Entirely optional
  • Make sure the clip doesn't go over the entire girth of the tie you're wearing

You can often buy the tie clip packaged with a tie at Ross, Marshalls, or Burlington Coat Factory for like $6.99. It's way cheaper this way than buying the clip by itself. I usually don't wear a suit jacket, so the clip helps keep the tie in place.





I'd like to reiterate that tailoring is absolutely critical for you to take your style to a stand out level. You'll also feel more confident knowing you literally "tailored" your look, and it'll show whether others are consciously aware of it or not. Tailoring also makes you look slimmer because all that excess fabric will sharpen your body shape.

When trying to find a tailor, you'll have to be careful. Even tailors that are great at doing wedding dresses and hemming women's jeans may not be totally supportive of the GQ trend towards tighter fitting clothes on men. I found out the hard way, and ended up getting some of my clothing redone with a tailor that was more supportive of the GQ look.

My philosophy on tailoring is why spend the money to do it unless it's easily noticeable? If anything, I'd prefer erring on the tighter side. In the end style is a subjective concept, and tailors will put their own spin on the cut, unless you're very specific with them, or have a tailor that is on the trendier side of fashion.